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Automobile Insurance

Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.

Auto Insurance Policy should include only what you need

Most policies include a number of specific coverage's each with its own "coverage limit". Some coverage's will specify a "deductible amount" (amount you select that you will pay for a claim). Our agency can help you select the coverage's, limits and deductibles you need.

Liability Coverage

  • Covers: bodily injury and property damage liability protection covers
    • You, or resident relatives covered by your policy
    • When driving your car
    • When driving others cars with permission
    • Others, when driving your car with permission
  • Pays Covered person for:
    • Certain defense costs
    • Cost of bail bonds
    • Emergency first aid for others
  • Pays other for death, injury, sickness, disease, lost of services, medical services, loss of income, property damage if you are legally liable.

No-Fault Protection

  • Covers: you, covered passengers, resident relatives
  • Pays Covered person for:
    • Medical services
    • Loss of income
    • Loss of service
    • Funeral expenses

Medical Payments Coverage

  • Covers: You, covered passengers, resident relatives
  • Pay covered person for:
    • X-rays
    • Surgical
    • Ambulance
    • Physician
    • Hospital
    • Dental
    • Many other expenses

Uninsured Motorist Coverage

  • Covers: You, covered passengers, resident relatives

Collision Coverage

  • Covers: Your insured vehicles
  • Pays covered person for:
    • Repair or replacement of vehicle (up to actual cash value)
    • Limited collision

Comprehensive Coverage

  • Covers: your insured vehicles
  • Pays covered persons for:
    • Damage caused by
      • Falling objects
      • Fire
      • Theft
      • Vandalism
      • Explosion
      • Earthquake
      • Many other hazards

Get a free quote now!

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A native of Buffalo, NY Roland Cannizzaro would like to invite ALL NY residents especially Erie county to call and see for themselves how much they can save!

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